CredPal- BNPL | Loans | Invest 0.18.11

Crednet Technologies Limited ❘ Freeware ❘
Android

CredPal: Simplifying Loans and Investments for Everyone

Elena Angelini

03/15/2025

CredPal offers an intuitive BNPL service that empowers users to manage loans and investments seamlessly, making financial planning accessible and straightforward.

CredPal offers Buy Now Pay Later and credit card services that can be used at any time. It allows customers to purchase phones, laptops, electronics, and other products now and pay for them later.

Buy Now, Pay Later (BNPL) Features:

Minimum Limit: ₦100,000
Maximum Limit: ₦2,000,000
Minimum Period: 60 days
Maximum Period: 180 days
Maximum APR: 83%

Example of CredPal Buy Now, Pay Later:

Loan Limit: ₦100,000
Loan Term: 180 days
Repayment Periods: 6
Repayment Frequency: Monthly
Interest Rate @ 6.5%: ₦39,000
One-off Management Fee @ 2%: ₦2,000
Total Cost of Loan: ₦141,000

How to Use CredPal:

Download the CredPal app and sign up
Apply for Credit and provide the required details
Get Approved for Credit
Receive your Buy Now, Pay Later credit card to shop and pay over time.

To Buy Now, Pay Later:

Find and visit your favorite stores within the CredPal app or via the merchant’s payment link
Add your product information
Split your purchase into 6 repayments

Manage Your Repayment:

When using CredPal to make payments, you will have complete oversight of all your purchases and installment plans to help you track all your purchases with their payment schedule.

Increase Your Spending Limit:

The more you shop and make timely repayments, the higher your credit limit will be raised, providing you with more access to deals and offers.

CredPal Invest:

Create multiple investment wallets to meet different goals.
Earn up to 18% on your investment capital per annum.
Invest with 1,000 Naira and above within 1 - 12 months.
Secure investments with bank-level security, end-to-end encryption protocols, and other security technologies.

Business Name: Crednet Technologies Limited (DBA) CredPal

Customer Information Security and Privacy:

The CredPal app has been developed following the best security and privacy standards to ensure absolute data security. Your personal and financial information is kept secure. We do not share your information with third parties without your consent.

Contact Us:

Email: [email protected]
Twitter: https://www.twitter.com/CredPal
Facebook: https://www.facebook.com/credpal
Instagram: https://instagram.com/credpalhq
Website: credpal.com
Call Us: 017007999
Address: Lagos, Nigeria

Overview

CredPal- BNPL | Loans | Invest is a Freeware software in the category Business developed by Crednet Technologies Limited.

The latest version of CredPal- BNPL | Loans | Invest is 0.18.11, released on 06/05/2025. It was initially added to our database on 04/11/2024.

CredPal- BNPL | Loans | Invest runs on the following operating systems: Android.

CredPal- BNPL | Loans | Invest has not been rated by our users yet.

Pros

Flexible buy now pay later (BNPL) options available
Ability to access loans and invest through the platform
User-friendly interface
Quick and easy application process for loans and investments

Cons

Limited availability in certain regions
May require credit checks for loans
Potential for high interest rates on loans

Elena Angelini

I'm Elena, your go-to software reviewer at UpdateStar and tech enthusiast. Whether you're a user seeking the latest software titles or software news I've got you covered. When I'm not diving into the latest software, you can find me exploring nature trails, camping under the stars, or competing in online multiplayer games. My reviews are designed to be fun, engaging, and packed with all the details you need to make informed decisions.

Latest Reviews by Elena Angelini

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Latest Version
0.18.11

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